Privacy Policy

Introduction

Welcome to EuriNow ("we," "our," or "us"). We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application EuriNow (the "Application").

Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the Application.

Waiver of Liability

EuriNow is an independent information platform. We are not affiliated or associated with the European Money Markets Institute (EMMI) or any other official financial institution that manages the EURIBOR reference rates.

EURIBOR is a registered trademark of EMMI. All references to "Euribor" in the Application are for informational purposes only and do not imply any official affiliation or authorization.

While we strive to provide accurate and up-to-date information on EURIBOR rates, all content is for general information purposes only. It does not constitute financial, legal, or investment advice. Users should verify information with official sources and consult qualified professionals before making any financial decisions.

We are not responsible for any inaccuracies, omissions, or actions based on information provided in the EuriNow Application.

Information We Collect

We collect information you provide directly to us, such as when you:

• Set up rate notifications or alerts
• Customize your app preferences
• Contact us for support
• Provide feedback or participate in surveys

Automatically Collected Information

For a better experience while using our Application, we may collect certain information automatically. This information is retained on your device and collected by third-party services for advertising, analytics, and app improvement purposes:

• Device Information: Device ID, operating system version, and mobile network information
• Product Interaction: Features used, screens viewed, and interaction patterns
• Advertising Data: Ad interactions and preferences for personalized advertising
• Crash Data: Information about app crashes to help us fix bugs and improve stability
• Performance Data: App performance metrics, load times, and responsiveness data
• Other Diagnostic Data: Technical information to help us understand and improve the app

Important: Most of this information is not collected directly by us but by third-party services integrated into the Application for advertising and analytics purposes.

Information We Don't Collect

We want to be clear about what we don't collect:

• We do not collect personal financial information
• We do not access your contacts or address book
• We do not collect precise location data
• We do not access your camera or microphone

How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve the Application
• Send you rate notifications and alerts you've requested
• Respond to your comments, questions, and customer service requests
• Monitor and analyze trends, usage, and activities
• Detect, investigate, and prevent fraudulent transactions and other illegal activities
• Personalize and improve your experience
• Send you technical notices and support messages

Sharing of Information

We do not sell, trade, or otherwise transfer your personal information to third parties. We may share your information only in the following circumstances:

• With Your Consent: We may share information with your explicit consent
• For Legal Reasons: If required by law or to respond to legal process
• To Protect Rights: To protect our rights, privacy, safety, or property
• Business Transfers: In connection with a merger, sale, or acquisition

Data Storage and Security

We implement appropriate technical and organizational security measures to protect your personal information against accidental or unlawful destruction, loss, alteration, unauthorized disclosure, or access.

Your data is stored locally on your device and in secure cloud infrastructure with encryption both in transit and at rest. We retain your information only for as long as necessary to provide you with our services.

Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information:

• Access: Request access to your personal information
• Correction: Request correction of inaccurate information
• Deletion: Request deletion of your personal information
• Data Portability: Request a copy of your data in a portable format
• Opt-Out: Opt-out of marketing communications
• Restriction: Request restriction of processing your information

Managing Your Preferences

You can manage your preferences directly in the Application:

• Notification settings can be adjusted in the Settings screen
• Theme preferences are saved locally on your device
• You can clear all app data through your device's application settings

Third-Party Services

The Application uses third-party services that may collect information used to identify you. These services are essential for providing advertisements, analytics, and improving app stability.

We cannot guarantee the safety and privacy of data you provide to any third parties. Each service has its own privacy policy governing how they collect, use, and protect your information.

Third-Party Service Providers

The Application uses the following third-party services:

• Google Play Services - Provides core functionality for Android applications
  Privacy Policy
• Google AdMob - Displays advertisements and may collect data for ad personalization
  Privacy Policy
• Google Analytics for Firebase - Analyzes app usage and user behavior
  Privacy Policy
• Firebase Crashlytics - Collects crash reports and diagnostic data to improve app stability
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We strongly encourage you to review the privacy policies of these third-party service providers to understand how they handle your data.

Third-Party Links

The Application and our website may contain links to third-party websites, services, or resources that are not owned or controlled by EuriNow. These links are provided for your convenience and information only.

We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. We do not warrant the offerings of any of these entities or their websites.

When you click on a third-party link, you will be directed to that third party's site. We strongly advise you to review the privacy policy and terms of service of every site you visit. Your interactions with these third-party sites are governed solely by their own policies and practices.

We are not liable for any loss or damage arising from your use of third-party websites or services accessed through links in our Application.

Children's Privacy

The Application is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately.

International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. These countries may have data protection laws that are different from the laws of your country.

We take appropriate safeguards to ensure that your personal information remains protected in accordance with this Privacy Policy.

California Privacy Rights

If you are a California resident, you have specific rights regarding your personal information under the California Consumer Privacy Act (CCPA):

• Right to know what personal information is collected
• Right to know if personal information is sold or disclosed
• Right to opt-out of the sale of personal information
• Right to delete personal information
• Right to non-discrimination for exercising privacy rights

We do not sell personal information to third parties.

European Privacy Rights (GDPR)

If you are located in the European Economic Area (EEA), United Kingdom, or Switzerland, you have additional rights under the General Data Protection Regulation (GDPR):

• Legal Basis: We process your information based on legitimate interests, consent, or to fulfill our contractual obligations
• Data Protection Officer: You may contact us at nguyenthanhnhan9516@gmail.com
• Supervisory Authority: You have the right to lodge a complaint with your local supervisory authority

Changes to This Privacy Policy

We reserve the right to update this Privacy Policy at any time to reflect changes in our practices, technology, legal requirements, or other factors. When we make changes, we will update the "Last updated" date at the top of this page.

For significant changes that materially affect your rights or how we handle your information, we will notify you through the Application or via email notification.

Your continued use of the Application after any changes indicates your acceptance of the updated Privacy Policy. We encourage you to review this policy periodically to stay informed about how we protect your information.

Contact Us

For any questions regarding this Privacy Policy, please contact us at:

Email: nguyenthanhnhan9516@gmail.com

Thank you for trusting EuriNow with your information. Your privacy matters to us.